Saumya Raut

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2025-12-05 07:47:40 -

How to find your ECN number in your CIBIL report?
When applying for credit or Loans, maintaining a good credit score is essential. Along with your score, another important detail found in your credit report is the ECN number. This number plays an essential role in identifying your credit file and accurately linking all your credit-related information. Understanding where to find the ECN number in CIBIL and what it signifies can help you manage...

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2025-11-21 14:12:07 -

Why it is mandatory to link Aadhaar with PAN card: Rules & deadlines explained
In India, both the PAN and Aadhaar play a critical role in verifying a person’s identity for financial and taxation purposes. Over the years, the government has introduced several digital reforms to make compliance smoother, one of which is the requirement to link Aadhaar with PAN card online. Understanding why this linkage is mandatory, the PAN-Aadhaar linking process, and the...

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2025-11-04 13:35:01 -

NACH full form in finance: How it works for auto-debits?
In the realm of banking and digital payments, recurring transactions like Loan EMIs, insurance premiums, utility bills, and subscriptions benefit significantly from automation.NACH full form in banking is National Automated Clearing House. It is a centralised payment system developed by the National Payments Corporation of India (NPCI) to handle high-volume, repetitive electronic...

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2025-10-31 08:12:04 -

Why a Personal Loan for Salaried is perfect for gifting your family happiness
Happiness isn't just a fleeting feeling; it often comes from moments we share with our loved ones. But sometimes, you need a bit of financial help to turn those moments into reality. That's where a Personal Loan for salaried individuals becomes an ideal choice. Let us understand how this kind of loan can be the perfect bridge between your desire to delight your family and your financial...

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2025-10-31 08:10:11 -

Discover your borrowing capacity quickly with a Personal Loan eligibility calculator
Understanding how much you can borrow before applying for credit is an essential step in financial planning. With a Personal Loan eligibility calculator, you can easily estimate your borrowing capacity within minutes. This tool provides clarity and helps you plan your expenses better, ensuring that you make informed decisions about taking a Personal Loan. Why use a Personal Loan eligibility...

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2025-10-12 15:02:35 -

Understanding stamp duty and registration costs for Karnataka property buyers
Buying a property in Karnataka is a significant financial decision that goes beyond just the sale price of the property. While prospective homeowners often focus primarily on the cost of the property itself, it is equally essential to understand stamp duty and registration charges. The government levies these charges, and they are necessary for safeguarding the interests of buyers....

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2025-09-15 12:47:10 -

Merchant Accounts: A Smarter Way to Receive Payments
Today, businesses are no longer limited to cash transactions or traditional payment methods. The shift toward e-commerce, mobile payments, and cashless transactions has made it essential for companies to adopt seamless payment solutions. An online Merchant Account provides exactly that: a secure, fast, and efficient way to receive payments, while enhancing customer experience and driving...

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Saumya Raut updated the profile picture
2025-09-15 12:45:38 -

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