Ravi Fernandes

Ravi Fernandes added blog Other
2025-10-27 13:27:55 -

In Hand Salary Calculator: How to Calculate Your Take-Home Pay
When I got my first job letter, the number printed on it looked huge. The HR said my CTC was ₹10 lakh per year, and I immediately started dreaming of holidays, gadgets, and maybe even my first car. But the happiness lasted only until my first salary credit. Instead of the ₹83,000 I had imagined, what came into my account was closer to ₹65,000. That was the day I realized a hard...

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Ravi Fernandes added blog Other
2025-10-22 12:57:37 -

Why You Should Consider Investing in Bond IPOs
A useful insight for every saver is this. Most of your return from debt comes from steady interest. That is why many people choose bonds for calm income. A public issue lets you apply for new bonds in one simple window. When you invest in bond ipo you get clear terms up front and that makes decision making easy. What is a bond IPO in simple words A bond IPO is a public offer...

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Ravi Fernandes added blog Other
2025-09-24 11:22:01 -

Sovereign Gold Bond Benefits for Indian Investors
Gold has always been part of Indian savings culture. Families buy it for weddings, for festivals, or simply to store value across generations. But owning physical gold also brings headaches — keeping it safe, paying locker fees, worrying about purity. That is why Sovereign Gold Bonds, or SGBs, have become an important alternative. When we talk about sovereign gold bond benefits, we...

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Ravi Fernandes added blog Other
2025-09-16 11:30:37 -

Tax Free Bonds in India: Key Features and Benefits
Here is a simple insight to begin. What finally matters is the money that stays in your pocket after tax. That is why many savers who invest in bonds look closely at tax free bonds India. These bonds pay interest that is exempt under current rules which means the coupon reaches you without a tax cut. If you want steady income with comfort on credit quality tax free bonds India can be a...

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Ravi Fernandes updated the profile picture
2025-09-16 11:27:59 -

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