What Happens if You Default on a Loan Against Property?

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2025-10-31 09:42:11 -

A loan against property (LAP) can be a powerful financial tool to access funds for business expansion, education, or emergencies. Since it’s a secured loan, your property—residential, commercial, or industrial—acts as collateral. While this often results in lower LAP interest rates compared to unsecured loans, the borrower’s responsibility to make timely repayments...

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