Annuities vs Mutual Funds: Key Retirement Investment Insights Annuities and mutual funds serve different retirement goals. Annuities focus on income security, tax-deferred growth, and predictable payouts, often with protection features. Mutual funds emphasize market-driven growth and liquidity but carry higher risk. Understanding their differences helps investors balance growth potential, income needs, and risk tolerance in retirement planning. Visit https://www.mytermlifeguy.com/blogs/annuities-vs-mutual-funds-key-retirement-investment-insights