Axis Bank Credit Card Rules August 2026: Charges, Benefits, and Their Impact on Your Credit Score

Being a low CIBIL score holder, one must know that his/her chances of obtaining personal loans may be affected by that. But it does not mean that you would never receive approval from banks, as there are other factors as well that influence banks, such as your income, job profile, liabilities, repayment record, and loan requirements. So, am I eligible for personal loan with a low CIBIL score? Yes, it totally depends on the criteria set by banks.

Personal Loan Approval With A Low CIBIL Score

Am I eligible for personal loan approval with a low CIBIL score? Yes, there are some banks that may approve the loan despite the low CIBIL score. Still, the low CIBIL score means higher risks for lenders; therefore, your interest rate may be higher, or the sum of the loan may be smaller.

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